Interest will be credited to your account or paid to you monthly, quarterly, semi-annually, annually, at maturity or as agreed upon.
The annual percentage yield (APY) assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings.
After the account is opened, you may not make any deposits into or withdrawals from the principal in the account until the maturity date.
Interest begins to accrue on the business day you deposit any non cash item (for example, checks).
PENALTY FOR EARLY WITHDRAWAL
Maturity of 32 days or up to one year – an amount at least equal to three months of interest earned or that could have been earned.
Maturity of more than one year – an amount at least equal to six months of interest earned or that could have been earned.
If your Certificate is SINGLE MATURITY AND DOES NOT AUTOMATICALLY RENEW, PRESENT IT PROMPTLY AT MATURITY, AS NO INTEREST IS PAYABLE AFTER THE MATURITY DATE.
If your certificate will AUTOMATICALLY RENEW, you will have a grace period of 10 days from maturity date to present this certificate for payment without penalty. If the certificate automatically renews, IT WILL BE RENEWED AT THE RATE IN EFFECT AT THIS INSTITUTION ON THE DATE OF MATURITY.
Method of computation - Daily Balance*
*The daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.
Minimum Balance to open - $1,000.00
Rates - Call Bank for Current Rates
Online Banking Login
Lost or Stolen Debit Card 1-800-500-1044
Credit Card 24h Customer Support 1-800-883-0131
Telephone Banking 478-864-8530
OLB Support 478-864-3347
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