Minimum Opening Balance - $100.00
Daily minimum balance required to avoid service charge - $100.00
Maintenance Fee - If balance falls below $100.00 on any day of the statement cycle there will be a $1.00 maintenance fee.
Interest Rate - Call Bank for Current Rates
Annual Percentage Yield (APY) - Call Bank for Current Rates
Interest Computation Method - Daily Balance*
Interest will be compounded - Quarterly
Interest will be credited - Quarterly
On non-cash items interest will begin to accrue on the first business day after the banking day you deposit non cash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
Statement period - Quarterly
The account holder is allowed to make no more than six withdrawals or transfers to another account of the depositor or a third party by means of a preauthorized transfer, automatic transfer check, draft, debit card, or similar order per month.
There will be an excessive activity fee of $3.00 per debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of six (6) per quarterly statement cycle.
If an account is opened, then closed within 30 days, there will be a $10.00 charge.
*The daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.
Online Banking Login
Lost or Stolen Debit Card 1-800-500-1044
Credit Card 24h Customer Support 1-800-883-0131
Telephone Banking 478-864-8530
OLB Support 478-864-3347
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